This is an expensive form of borrowing and is not intended to be a long term financial solution. Loan amounts, loan terms, and Annual Percentage Rate (APR) may vary based on your payment performance history with us and state law. Please check the specific rates for your state in our rates page. Before borrowing, please consider whether you will be able to repay the amount you borrow. Any instances of late or non-payment may be subject to additional NSF and late fees, and collection activities as permitted by state law. Cash advance services through this website are not available in all states and state availability may change from time to time without notice. Zaplo does not lend to members of the military and/or their dependents.
Zaplo does not perform credit checks through the three national credit bureaus (Experian, Equifax, TransUnion). A credit check or a request for your credit report may be executed in some circumstances to determine loan approval status through an alternative credit reporting agency, including but not limited to: Clarity and Data X. We will also report your loan history to these alternative credit reporting agencies, but this reporting will typically not affect your credit scores calculated by any of the three national credit bureaus.