Money
when you need it

Why by zaplo.com

This product is only available for customers in Utah and Missouri. Only customers with bi-weekly or semi-monthly income frequency qualify for this product.

APR up to 299%*

Loan amount up to $3 300**

Loan term 12 months

No extra fees

Flexible early repayment

How it works

Receive an initial loan for up to $1,200. After 4 consecutive, successful payments*** you may be eligible for up to an additional $700

Our returning customers have a dedicated phone line for quick access to our customer care team, an express application process and may be eligible for higher loan amounts.

Join us and welcome to the club.

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This is an expensive form of borrowing and is not intended to be a long term financial solution. Loan amounts, loan terms, and Annual Percentage Rate (APR) may vary based on your payment schedule, pay frequency, loan term, and the amount of your loan and state law. Please check the specific rates and product for your state in our rates page. Before borrowing, please consider whether you will be able to repay the amount you borrow. Any instances of late or non-payment may be subject to additional fees, and collection activities as permitted by state law. Cash advance services through this website are not available in all states and state availability may change from time to time without notice. Zaplo does not lend to members of the military and/or their dependents.

Zaplo does not perform credit checks through the three national credit bureaus (Experian, Equifax, TransUnion). A credit check or a request for your credit report may be executed through an alternative credit reporting agency, including but not limited to: Clarity and Data X. This will typically not affect your credit scores calculated by any of the three national credit bureaus. We also may report your loan history to these alternative credit reporting agencies.

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Moneywhen you need it