Never get charged more than you expect. All rates & charges are explained clearly upfront.
Flexible Payment Plans
Choose the number of payments & time you need to pay off your loan.
Secure & Confidential
We use strict security & encryption standards to keep your info safe.
Apply Easily & Securely
Confidential application with quick results.
Choose Your Payment Terms
Choose a payment schedule that works for you.
Get Your Funds, Direct To Your Account
Get your money in as little as 24 hours or the next business day1.
Personal Installment Loans- Secure & Fast Application
Zaplo is the faster and easier way to get the money you need
With an easy application process & quick deposits, Zaplo allows you to take control of your finances. Everyone gets a little off course sometimes, we're here to help. We provide online loans that work for you.
Apply for a Zaplo loan today!
Start your secure online application to get the money you need, when you need it most.
In order to receive your funds on the next business day, your application needs to be processed by speaking with a live Customer Care Specialist before 6:45 PM ET Monday-Friday. In some cases, we may require additional documents to verify or approve your application, which may affect the approval time of your application. Funds delivery times may vary based on your banking requirements.
This is an expensive form of borrowing and is not intended to be a long term financial solution. Loan amounts, loan terms, and Annual Percentage Rate (APR) may vary based on your payment performance history with us and state law. Please check the specific rates for your state in our rates page. Before borrowing, please consider whether you will be able to repay the amount you borrow. Any instances of late or non-payment may be subject to additional NSF and late fees, and collection activities as permitted by state law. Cash advance services through this website are not available in all states and state availability may change from time to time without notice. Zaplo does not lend to members of the military and/or their dependents.
Zaplo does not perform credit checks through the three national credit bureaus (Experian, Equifax, TransUnion). A credit check or a request for your credit report may be executed in some circumstances to determine loan approval status through an alternative credit reporting agency, including but not limited to: Clarity and Data X. We also may report your loan history to these alternative credit reporting agencies, but this reporting will typically not affect your credit scores calculated by any of the three national credit bureaus.